The 5-Day Close

Your equity. Your business. Five days.

HELOC Express is a business-purpose second-lien program that turns home equity into working capital for your business or your next deal — closing in as fast as five days, in 35 states.

Who this is for

HELOC Express

Business owners and investors who have equity and a use for it — funding a project, seizing an acquisition, covering a capital gap — and who can't wait 45 days for a bank to think about it.

  • Business-purpose second lien — your first mortgage stays untouched
  • Soft-pull prequalification
  • Close in as fast as 5 days
  • Available in 35 states

How it works

  1. Step 1

    Apply in minutes

    Soft credit pull only — no impact to your score.

  2. Step 2

    Get your terms

    Structure, amount, and cost, in writing.

  3. Step 3

    Close in as fast as five days

    Funds to your business account.

Questions

Program FAQ

Get preapproved

Tell me about the deal

  1. 1. Property
  2. 2. Deal
  3. 3. Profile
  4. 4. Contact

Disclosure

Business-purpose loans only. Not available in all states. All terms subject to underwriting and approval. Prequalification is not a commitment to lend.